The Times

Wednesday, September 1, 1976, page 42 (of 61)

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Education is key local, state issue

From Page 46 money. There are two basic solutions to the discipline problem, according to campaigners, and they conflict greatly: One, a return to basic schools, teaching meat-and-potatoes subjects, establishing a dress code, expelling malcontents and unmanageables; the other, injecting more counselors and psychologists into the system, getting teachers to "entertain" as well as teach, to make school a total life experience, not just a gaggle of diagrammed sentences and mathematical equations. On the money side of the problem, there aren't, in many instances, enough books to go around, enough supplies for in-class work, enough well-equipped, well-built schools. The answer to the discipline problem seems to be moving in the direction of a return to basic schools. Candidates say solutions to money problems are, the sales tax (again) and/or lopping off school system administrators and their attendant bureaucracy. Auto insurance You just read those two little words and you're upset again. Relax, rates will go down slightly when a new state law lowering required minimum liability coverage goes into effect Oct. 1. But there's no guarantee the insurance companies won't apply for a rate hike Oct. 2, and, as has been frequently the case, be granted their request. And therein lies the root of the problem, many candidates say. The state yields too readily to the insurance companies and doesn't go out of its way to check the books of those firms. Most campaigners for the Legislature are advocating increasing the state's auditing staff and instructing same to make close, thorough examinations of insurance records. "They couldn't be losing money and still be doing business," the reasoning goes, "and we don't check closely enough or often enough to even know what the companies' profits look like." That sounds like a relatively simple panacea, but there is another idea being kicked around on the "please vote for me" circuit: get Florida into the auto insurance business. See next page

"HE IS FRESH WHERE OTHERS ARE TIRED" ELECT Barry D. SCHREIBER County Commission — District 1

"HE IS FRESH WHERE OTHERS ARE TIRED" ELECT Barry D. SCHREIBER Pd. Pol. Adv. Charles DeVito, Treasurer County Commission — District 1

A PUBLIC MAN... A PUBLIC OFFICE... elect Bennett H. BRUMMER PUBLIC DEFENDER*Democrat

A PUBLIC MAN... A PUBLIC OFFICE... BENNETT BRUMMER, as Chief of the Appellate Division of the Public Defender's Office, is responsible for the quality of work of dozens of subordinates, the training of young legal minds in the Office and at the University of Miami School of Law where he is a professor. BENNETT BRUMMER has gone far beyond daily trial work and has immersed himself in difficult federal litigation that has taken him before the highest courts in the land, including the Supreme Court. BENNETT BRUMMER has contributed to the efficient operation of the Public Defender's Office, administering and coordinating activities so the Office operates efficiently as a part of the criminal justice system. BENNETT BRUMMER is the only candidate for PUBLIC DEFENDER who presently serves in that office. elect Bennett H. BRUMMER PUBLIC DEFENDER*Democrat Pull Lever 5-A Pull Lever 5-A Paid Political Advertisement, Brummer Campaign Committee

JOHN McDERMOTT YOUR FULL TIME LEGISLATOR_MY PROGRAM WILL REDUCE THE COST OF AUTO INSURANCE

1. makes basic liability and collision insurance available through the State 2. provides 3 categories of drivers 1. low risk drivers — $100.00 per year 2. medium risk drivers — $250 per year 3. high risk drivers — $500.00 per year 3. eliminates discrimination based on sex, age or where you live 4. insures the DRIVER, not the car VOTE FOR JOHN McDERMOTT DIST. 114 STATE REPRESENTATIVE DEMOCRAT ON SEPT. 7 LEVER 11 B (Pd. pol. adv.)

AUTO INSURANCE RATES ARE A RIP-OFF! Herb FRIESNER

will introduce legislation to end the rip-off and reduce auto insurance rates. Here's how the "FRIESNER PLAN" works! 1. Mandatory annual audit of insurance company reserves 2. Base rates on premium dollars plus company's investment income 3. Exclude first $1,000 personal injury claim (usually covered by medical insurance) from no-fault coverage 4. Strict enforcement of Florida Statute 627-728 halting present cancellation and refusal to renew policies without good cause 5. Control of load-on charges and high interest rates by agencies and premium finance companies 6. Set insurance rates on a statewide basis rather than penalizing counties like Dade Elect Herb FRIESNER State Representative District 115 Lever 7-B And let's end the auto insurance rip-off! Paid for by the Herb Friesner Campaign Fund Democrat